Invoice Factoring
Invoice factoring advances most of the value of your outstanding B2B invoices instead of waiting 30, 60, or 90 days to get paid. The factor collects from your customers and releases the balance, minus a small fee, once they pay — so slow-paying clients never stall your payroll or growth.
- Amount
- $10,000 – $5,000,000
- Funding speed
- 1–2 business days
Best for
B2B businesses with unpaid invoices and long customer payment terms.
What you get
- Advance up to ~90% of invoice value
- Qualify on your customers' credit, not just yours
- Scales automatically as your sales grow
Your questions, answered
Still deciding? Talk to a financing specialist, no obligation.
Call (307) 317-0801What kinds of businesses does GFB Loans work with?
Owners across nearly every industry — construction and contracting, manufacturing, retail and e-commerce, trucking and logistics, healthcare practices, restaurants and hospitality, professional services, and more. One application gets you matched to lenders that fund your sector.
Will checking my options affect my credit score?
No. Seeing what your business qualifies for uses a soft inquiry that does not impact your personal or business credit score.
How fast can I get funded?
Working capital and merchant cash advances can fund in as fast as 24 hours. Equipment and term loans typically fund in 1–5 business days; SBA loans take longer in exchange for the lowest rates.
Do I qualify if my company is new?
Often, yes. Most options require at least 6 months in business and roughly $15,000+ in monthly revenue. Newer or lower-revenue businesses may have fewer options but can still get matched.
Is this a consumer or personal loan?
No. GFB Loans is strictly business financing for established companies — never consumer, personal, payday, or auto loans.
Disclaimer
GFB Loans is a multi-industry business financing marketplace powered by Big Think Capital. We are not a direct lender and do not guarantee funding, approval, rates, or terms. All examples and ranges shown are representative only and are not an offer or commitment to lend. Actual rates, fees, and terms are set by the funding lender and depend on your business, industry, and credit profile. Business financing only — no consumer, personal, payday, or auto loans.
Representative APR ranges from 7% to 45% depending on product, industry, business profile, and credit.
